How to Make Your Home Affordable

Posted on Posted in Distressed Property, Real Estate News

best buy generic brand viagra online The Home Affordable Modification Program (HAMP) is the government modification program that President Obama put into place. This program is only available for owner occupied residences. It requires that a homeowner make 3 payments on a trial basis before Servicer can process the modification to see if it can become permanent.

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http://alaskafamilylawblog.com/?x=cocaine-and-similar-drugs-to-viagra HAMP is designed to help as many as 3 to 4 million financially struggling homeowners avoid foreclosure by modifying loans to a level that is affordable for borrowers now and sustainable over the long term. The program provides clear and consistent loan modification guidelines that the entire mortgage industry can use.

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real viagra prescription Borrower eligibility is based on meeting specific criteria including: 1) borrower is delinquent on their mortgage or faces imminent risk of default
2) property is occupied as borrower’s primary residence
3) mortgage was originated on or before Jan. 1, 2009 and unpaid principal balance must be no greater than $729,750 for one-unit properties.

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http://rockstarlearning.com/?x=viagra-pills-from-online-pharmacy-canadian After determining a borrower’s eligibility, a servicer will take a series of steps to adjust the monthly mortgage payment to 31% of a borrower’s total pretax monthly income:
First, reduce the interest rate to as low as 2%,
Next, if necessary, extend the loan term to 40 years,
Finally, if necessary, forbear (defer) a portion of the principal until the loan is paid off and waive interest on the deferred amount.

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follow site To see if this will work for you, contact the HAMP Support Center at 888-995-HOPE.

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viagra samples Have you explored all of your loan options? If you need help, call us for free, no-obligation information for distressed homeowners.

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